{"id":6490,"date":"2019-10-02T16:42:17","date_gmt":"2019-10-02T09:42:17","guid":{"rendered":"https:\/\/amis.misa.vn\/?p=6490"},"modified":"2022-12-09T10:48:48","modified_gmt":"2022-12-09T03:48:48","slug":"cach-thuc-doanh-nghiep-quan-ly-rui-ro-dua-vao-cong-cu-quan-ly","status":"publish","type":"post","link":"https:\/\/amis.misa.vn\/6490\/cach-thuc-doanh-nghiep-quan-ly-rui-ro-dua-vao-cong-cu-quan-ly\/","title":{"rendered":"C\u00e1ch th\u1ee9c doanh nghi\u1ec7p qu\u1ea3n l\u00fd r\u1ee7i ro d\u1ef1a v\u00e0o c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd"},"content":{"rendered":"
Ngay c\u1ea3 khi \u0111\u00e3 c\u00f3 b\u1ea3n k\u1ebf ho\u1ea1ch ho\u00e0n h\u1ea3o, r\u1eafc r\u1ed1i v\u1eabn c\u00f3 th\u1ec3 x\u1ea3y ra. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1ch th\u1ee9c doanh nghi\u1ec7p qu\u1ea3n l\u00fd r\u1ee7i ro d\u1ef1a v\u00e0o c\u00e1c c\u00f4ng c\u1ee5 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p.<\/p>\n
R\u1ee7i ro l\u00e0 b\u1ea5t k\u1ef3 s\u1ef1 ki\u1ec7n ho\u1eb7c \u0111i\u1ec1u ki\u1ec7n kh\u00f4ng ch\u1eafc ch\u1eafn n\u00e0o c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c. V\u00e0 kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c r\u1ee7i ro \u0111\u1ec1u mang \u00fd ngh\u0129a ti\u00eau c\u1ef1c, ng\u01b0\u1ee3c l\u1ea1i c\u00f3 th\u1ec3 l\u00e0 c\u01a1 h\u1ed9i nh\u01b0ng v\u00ec ch\u01b0a \u0111\u01b0\u1ee3c d\u1ef1 ph\u00f2ng tr\u01b0\u1edbc n\u00ean v\u1eabn \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 r\u1ee7i ro.<\/p>\n
Qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh bao g\u1ed3m \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 chi\u1ebfn l\u01b0\u1ee3c gi\u1ea3m thi\u1ec3u h\u1eadu qu\u1ea3 cho nh\u1eefng r\u1ee7i ro \u0111\u00f3. \u0110\u00e1nh gi\u00e1 r\u1ee7i ro bao g\u1ed3m c\u1ea3 vi\u1ec7c x\u00e1c \u0111\u1ecbnh r\u1ee7i ro ti\u1ec1m \u1ea9n v\u00e0 \u0111\u00e1nh gi\u00e1 t\u00e1c \u0111\u1ed9ng ti\u1ec1m t\u00e0ng c\u1ee7a r\u1ee7i ro. M\u1ed9t k\u1ebf ho\u1ea1ch gi\u1ea3m thi\u1ec3u r\u1ee7i ro \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 lo\u1ea1i b\u1ecf ho\u1eb7c gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a c\u00e1c s\u1ef1 ki\u1ec7n r\u1ee7i ro x\u1ea3y ra khi x\u1ea3y ra c\u00f3 \u1ea3nh h\u01b0\u1edfng ti\u00eau c\u1ef1c \u0111\u1ebfn d\u1ef1 \u00e1n.<\/p>\n
H\u1ea7u h\u1ebft c\u00e1c doanh nghi\u1ec7p \u1edf Vi\u1ec7t Nam \u0111\u1ec1u ch\u01b0a c\u00f3 kh\u00e1i ni\u1ec7m \u0111\u00fang \u0111\u1eafn v\u1ec1 qu\u1ea3n tr\u1ecb r\u1ee7i ro, l\u1ea1i c\u00e0ng kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch cho nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra trong t\u01b0\u01a1ng lai. R\u1ee7i ro c\u00f3 th\u1ec3 b\u1eaft ngu\u1ed3n t\u1eeb b\u1ea5t k\u1ef3 y\u1ebfu t\u1ed1 n\u00e0o trong m\u1ed9t doanh nghi\u1ec7p, v\u00ec v\u1eady “v\u0103n h\u00f3a v\u1ec1 r\u1ee7i ro” c\u1ea7n ph\u1ea3i nh\u1ea5t qu\u00e1n trong to\u00e0n c\u00f4ng ty. Trong nghi\u00ean c\u1ee9u n\u0103m 2012 c\u1ee7a CGMA \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p ch\u00e2u \u00c2u, l\u00e0 kh\u00e1i ni\u1ec7m v\u1ec1 “m\u1ee9c \u0111\u1ed9 mong mu\u1ed1n r\u1ee7i ro”, t\u1ee9c l\u00e0 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro m\u00e0 doanh nghi\u1ec7p s\u1eb5n s\u00e0ng ch\u1ea5p nh\u1eadn, v\u1eabn hi\u1ebfm \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp. \u0110i\u1ec1u n\u00e0y ngh\u0129a l\u00e0: “Thi\u1ebft l\u1eadp qu\u1ea3n l\u00fd r\u1ee7i ro m\u00e0 kh\u00f4ng x\u00e1c \u0111\u1ecbnh “m\u1ee9c \u0111\u1ed9 mong mu\u1ed1n r\u1ee7i ro c\u1ee7a doanh nghi\u1ec7p” c\u0169ng gi\u1ed1ng nh\u01b0 x\u00e2y d\u1ef1ng m\u1ed9t c\u00e2y c\u1ea7u m\u00e0 kh\u00f4ng bi\u1ebft c\u00e2y c\u1ea7u c\u1ea7n b\u1eafc cho con s\u00f4ng n\u00e0o.”<\/p>\n
<\/p>\n
Sau khi x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c m\u1ee9c \u0111\u1ed9 mong mu\u1ed1n r\u1ee7i ro, vi\u1ec7c doanh nghi\u1ec7p c\u1ea7n l\u00e0m ti\u1ebfp theo l\u00e0 thi\u1ebft l\u1eadp chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd r\u1ee7i ro ho\u1eb7c khu\u00f4n kh\u1ed5 qu\u1ea3n tr\u1ecb r\u1ee7i ro. \u0110i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o m\u00f4 h\u00ecnh kinh doanh v\u00e0 c\u00e1c nhu c\u1ea7u kh\u00e1c c\u1ee7a t\u1eebng doanh nghi\u1ec7p. Qu\u00e1 tr\u00ecnh thi\u1ebft l\u1eadp khu\u00f4n kh\u1ed5, c\u0169ng nh\u01b0 qu\u00e1 tr\u00ecnh gi\u00e1m s\u00e1t sau khi ti\u1ebfn h\u00e0nh, c\u1ea7n s\u1ef1 tham gia c\u1ee7a qu\u1ea3n l\u00fd c\u1ea5p cao v\u00e0 ban gi\u00e1m \u0111\u1ed1c. M\u1ed9t chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd r\u1ee7i ro l\u00fd t\u01b0\u1edfng n\u00ean:<\/p>\n
\u2022 Th\u1ed1ng nh\u1ea5t tr\u00ean to\u00e0n doanh nghi\u1ec7p
\n\u2022 \u0110\u01b0\u1ee3c g\u1eafn li\u1ec1n v\u1edbi ho\u1ea1t \u0111\u1ed9ng v\u1eadn h\u00e0nh th\u01b0\u1eddng nh\u1eadt
\n\u2022 \u0110\u01b0\u1ee3c xem x\u00e9t l\u1ea1i th\u01b0\u1eddng xuy\u00ean<\/p>\n