{"id":6490,"date":"2019-10-02T16:42:17","date_gmt":"2019-10-02T09:42:17","guid":{"rendered":"https:\/\/amis.misa.vn\/?p=6490"},"modified":"2022-12-09T10:48:48","modified_gmt":"2022-12-09T03:48:48","slug":"cach-thuc-doanh-nghiep-quan-ly-rui-ro-dua-vao-cong-cu-quan-ly","status":"publish","type":"post","link":"https:\/\/amis.misa.vn\/6490\/cach-thuc-doanh-nghiep-quan-ly-rui-ro-dua-vao-cong-cu-quan-ly\/","title":{"rendered":"C\u00e1ch th\u1ee9c doanh nghi\u1ec7p qu\u1ea3n l\u00fd r\u1ee7i ro d\u1ef1a v\u00e0o c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd"},"content":{"rendered":"

Ngay c\u1ea3 khi \u0111\u00e3 c\u00f3 b\u1ea3n k\u1ebf ho\u1ea1ch ho\u00e0n h\u1ea3o, r\u1eafc r\u1ed1i v\u1eabn c\u00f3 th\u1ec3 x\u1ea3y ra. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1ch th\u1ee9c doanh nghi\u1ec7p qu\u1ea3n l\u00fd r\u1ee7i ro d\u1ef1a v\u00e0o c\u00e1c c\u00f4ng c\u1ee5 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p.<\/p>\n

R\u1ee7i ro l\u00e0 b\u1ea5t k\u1ef3 s\u1ef1 ki\u1ec7n ho\u1eb7c \u0111i\u1ec1u ki\u1ec7n kh\u00f4ng ch\u1eafc ch\u1eafn n\u00e0o c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c. V\u00e0 kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c r\u1ee7i ro \u0111\u1ec1u mang \u00fd ngh\u0129a ti\u00eau c\u1ef1c, ng\u01b0\u1ee3c l\u1ea1i c\u00f3 th\u1ec3 l\u00e0 c\u01a1 h\u1ed9i nh\u01b0ng v\u00ec ch\u01b0a \u0111\u01b0\u1ee3c d\u1ef1 ph\u00f2ng tr\u01b0\u1edbc n\u00ean v\u1eabn \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 r\u1ee7i ro.<\/p>\n

Qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh bao g\u1ed3m \u0111\u00e1nh gi\u00e1 r\u1ee7i ro v\u00e0 chi\u1ebfn l\u01b0\u1ee3c gi\u1ea3m thi\u1ec3u h\u1eadu qu\u1ea3 cho nh\u1eefng r\u1ee7i ro \u0111\u00f3. \u0110\u00e1nh gi\u00e1 r\u1ee7i ro bao g\u1ed3m c\u1ea3 vi\u1ec7c x\u00e1c \u0111\u1ecbnh r\u1ee7i ro ti\u1ec1m \u1ea9n v\u00e0 \u0111\u00e1nh gi\u00e1 t\u00e1c \u0111\u1ed9ng ti\u1ec1m t\u00e0ng c\u1ee7a r\u1ee7i ro. M\u1ed9t k\u1ebf ho\u1ea1ch gi\u1ea3m thi\u1ec3u r\u1ee7i ro \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 lo\u1ea1i b\u1ecf ho\u1eb7c gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a c\u00e1c s\u1ef1 ki\u1ec7n r\u1ee7i ro x\u1ea3y ra khi x\u1ea3y ra c\u00f3 \u1ea3nh h\u01b0\u1edfng ti\u00eau c\u1ef1c \u0111\u1ebfn d\u1ef1 \u00e1n.<\/p>\n

I. Qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 g\u00ec?<\/h2>\n

H\u1ea7u h\u1ebft c\u00e1c doanh nghi\u1ec7p \u1edf Vi\u1ec7t Nam \u0111\u1ec1u ch\u01b0a c\u00f3 kh\u00e1i ni\u1ec7m \u0111\u00fang \u0111\u1eafn v\u1ec1 qu\u1ea3n tr\u1ecb r\u1ee7i ro, l\u1ea1i c\u00e0ng kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch cho nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra trong t\u01b0\u01a1ng lai. R\u1ee7i ro c\u00f3 th\u1ec3 b\u1eaft ngu\u1ed3n t\u1eeb b\u1ea5t k\u1ef3 y\u1ebfu t\u1ed1 n\u00e0o trong m\u1ed9t doanh nghi\u1ec7p, v\u00ec v\u1eady “v\u0103n h\u00f3a v\u1ec1 r\u1ee7i ro” c\u1ea7n ph\u1ea3i nh\u1ea5t qu\u00e1n trong to\u00e0n c\u00f4ng ty. Trong nghi\u00ean c\u1ee9u n\u0103m 2012 c\u1ee7a CGMA \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p ch\u00e2u \u00c2u, l\u00e0 kh\u00e1i ni\u1ec7m v\u1ec1 “m\u1ee9c \u0111\u1ed9 mong mu\u1ed1n r\u1ee7i ro”, t\u1ee9c l\u00e0 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro m\u00e0 doanh nghi\u1ec7p s\u1eb5n s\u00e0ng ch\u1ea5p nh\u1eadn, v\u1eabn hi\u1ebfm \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp. \u0110i\u1ec1u n\u00e0y ngh\u0129a l\u00e0: “Thi\u1ebft l\u1eadp qu\u1ea3n l\u00fd r\u1ee7i ro m\u00e0 kh\u00f4ng x\u00e1c \u0111\u1ecbnh “m\u1ee9c \u0111\u1ed9 mong mu\u1ed1n r\u1ee7i ro c\u1ee7a doanh nghi\u1ec7p” c\u0169ng gi\u1ed1ng nh\u01b0 x\u00e2y d\u1ef1ng m\u1ed9t c\u00e2y c\u1ea7u m\u00e0 kh\u00f4ng bi\u1ebft c\u00e2y c\u1ea7u c\u1ea7n b\u1eafc cho con s\u00f4ng n\u00e0o.”<\/p>\n

\"qu\u1ea3n<\/p>\n

Sau khi x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c m\u1ee9c \u0111\u1ed9 mong mu\u1ed1n r\u1ee7i ro, vi\u1ec7c doanh nghi\u1ec7p c\u1ea7n l\u00e0m ti\u1ebfp theo l\u00e0 thi\u1ebft l\u1eadp chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd r\u1ee7i ro ho\u1eb7c khu\u00f4n kh\u1ed5 qu\u1ea3n tr\u1ecb r\u1ee7i ro. \u0110i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o m\u00f4 h\u00ecnh kinh doanh v\u00e0 c\u00e1c nhu c\u1ea7u kh\u00e1c c\u1ee7a t\u1eebng doanh nghi\u1ec7p. Qu\u00e1 tr\u00ecnh thi\u1ebft l\u1eadp khu\u00f4n kh\u1ed5, c\u0169ng nh\u01b0 qu\u00e1 tr\u00ecnh gi\u00e1m s\u00e1t sau khi ti\u1ebfn h\u00e0nh, c\u1ea7n s\u1ef1 tham gia c\u1ee7a qu\u1ea3n l\u00fd c\u1ea5p cao v\u00e0 ban gi\u00e1m \u0111\u1ed1c. M\u1ed9t chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd r\u1ee7i ro l\u00fd t\u01b0\u1edfng n\u00ean:<\/p>\n

\u2022 Th\u1ed1ng nh\u1ea5t tr\u00ean to\u00e0n doanh nghi\u1ec7p
\n\u2022 \u0110\u01b0\u1ee3c g\u1eafn li\u1ec1n v\u1edbi ho\u1ea1t \u0111\u1ed9ng v\u1eadn h\u00e0nh th\u01b0\u1eddng nh\u1eadt
\n\u2022 \u0110\u01b0\u1ee3c xem x\u00e9t l\u1ea1i th\u01b0\u1eddng xuy\u00ean<\/p>\n

>> T\u00ecm hi\u1ec3u th\u00eam:<\/strong> Qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 g\u00ec? T\u1ea1i sao doanh nghi\u1ec7p ph\u1ea3i qu\u1ea3n tr\u1ecb r\u1ee7i ro?<\/a><\/p>\n

II. C\u00e1c th\u1ee9c doanh nghi\u1ec7p qu\u1ea3n l\u00fd r\u1ee7i ro d\u1ef1a v\u00e0o c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd<\/h2>\n

1. X\u00e1c \u0111\u1ecbnh r\u1ee7i ro<\/h3>\n

M\u1ed9t s\u1ed1 c\u00f4ng ty c\u00f3 c\u00e1ch ki\u1ec3m tra r\u1ee7i ro d\u1ef1a tr\u00ean c\u00e1c s\u1ef1 ki\u1ec7n, kinh nghi\u1ec7m trong qu\u00e1 kh\u1ee9. C\u00e1ch n\u00e0y c\u00f3 th\u1ec3 h\u1eefu \u00edch cho ng\u01b0\u1eddi qu\u1ea3n l\u00fd d\u1ef1 \u00e1n trong vi\u1ec7c x\u00e1c \u0111\u1ecbnh c\u1ea3 r\u1ee7i ro c\u1ee5 th\u1ec3 trong danh s\u00e1ch ki\u1ec3m tra v\u00e0 m\u1edf r\u1ed9ng t\u01b0 duy c\u1ee7a nh\u00f3m.<\/p>\n

Ngo\u00e0i ra, doanh nghi\u1ec7p c\u0169ng c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00e1c r\u1ee7i ro d\u1ef1a v\u00e0o danh m\u1ee5c. B\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00f9ng m\u1ed9t khung v\u1edbi c\u1ea5u tr\u00fac ph\u00e2n chia c\u00f4ng vi\u1ec7c (WBS) \u0111\u1ec3 ph\u00e1t tri\u1ec3n c\u1ea5u tr\u00fac ph\u00e2n chia r\u1ee7i ro (RBS). M\u1ed9t c\u1ea5u tr\u00fac ph\u00e2n chia r\u1ee7i ro t\u1ed5 ch\u1ee9c c\u00e1c r\u1ee7i ro \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh th\u00e0nh c\u00e1c lo\u1ea1i b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3ng v\u1edbi m\u1ee9c \u0111\u1ed9 chi ti\u1ebft t\u0103ng d\u1ea7n v\u1ec1 b\u00ean ph\u1ea3i.<\/p>\n

\"x\u00e1c<\/p>\n

2. \u0110\u00e1nh gi\u00e1 r\u1ee7i ro<\/h3>\n

Sau khi x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c c\u00e1c r\u1ee7i ro ti\u1ec1m \u1ea9n, vi\u1ec7c c\u1ea7n l\u00e0m l\u00e0 \u0111\u00e1nh gi\u00e1 t\u1eebng r\u1ee7i ro d\u1ef1a tr\u00ean x\u00e1c su\u1ea5t x\u1ea3y ra s\u1ef1 ki\u1ec7n r\u1ee7i ro v\u00e0 t\u1ed5n th\u1ea5t ti\u1ec1m \u1ea9n li\u00ean quan \u0111\u1ebfn n\u00f3. Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c r\u1ee7i ro \u0111\u1ec1u nh\u01b0 nhau. M\u1ed9t s\u1ed1 s\u1ef1 ki\u1ec7n r\u1ee7i ro c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng x\u1ea3y ra h\u01a1n nh\u1eefng s\u1ef1 ki\u1ec7n kh\u00e1c v\u00e0 chi ph\u00ed r\u1ee7i ro c\u00f3 th\u1ec3 kh\u00e1c nhau r\u1ea5t nhi\u1ec1u.<\/p>\n

\"\"<\/p>\n

M\u1ed9t trong nh\u1eefng ph\u01b0\u01a1ng ph\u00e1p ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u1ec3 \u0111\u1ecbnh l\u01b0\u1ee3ng r\u1ee7i ro l\u00e0 thu th\u1eadp c\u00e1c d\u1eef li\u1ec7u v\u1eadn h\u00e0nh v\u00e0 l\u01b0u tr\u1eef l\u1ea1i trong c\u01a1 s\u1edf d\u1eef li\u1ec7u. D\u1eef li\u1ec7u v\u1eadn h\u00e0nh \u1edf \u0111\u00e2y bao g\u1ed3m nh\u1eefng th\u00f4ng tin v\u1ec1 doanh thu, chi ph\u00ed, t\u1ed3n kho, c\u00f4ng n\u1ee3, l\u1ee3i nhu\u1eadn, bi\u1ebfn \u0111\u1ed9ng nh\u00e2n s\u1ef1…Nh\u1eefng d\u1eef li\u1ec7u n\u00e0y \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef t\u1ed1t nh\u1ea5t trong c\u00e1c ph\u1ea7n m\u1ec1m erp, v\u00e0 ph\u1ea7n m\u1ec1m erp c\u00f2n cung c\u1ea5p nhi\u1ec1u b\u00e1o c\u00e1o quan tr\u1ecdng trong qu\u00e1 kh\u1ee9 c\u0169ng nh\u01b0 d\u1ef1 \u0111o\u00e1n t\u0103ng tr\u01b0\u1edfng\/ t\u1ee5t h\u1eadu trong t\u01b0\u01a1ng lai.<\/p>\n

>> T\u00ecm hi\u1ec3u th\u00eam:<\/em><\/strong> Ph\u1ea7n m\u1ec1m erp l\u00e0 g\u00ec v\u00e0 mang l\u1ea1i l\u1ee3i \u00edch g\u00ec cho doanh nghi\u1ec7p?<\/a><\/p>\n

3. Gi\u1ea3m thi\u1ec3u r\u1ee7i ro<\/h3>\n

Sau khi x\u00e1c \u0111\u1ecbnh v\u00e0 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, nh\u00f3m d\u1ef1 \u00e1n qu\u1ea3n tr\u1ecb r\u1ee7i ro ph\u1ea3i x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c k\u1ebf ho\u1ea1ch gi\u1ea3m thi\u1ec3u r\u1ee7i ro nh\u1eb1m gi\u1ea3m t\u00e1c \u0111\u1ed9ng c\u1ee7a m\u1ed9t s\u1ef1 ki\u1ec7n b\u1ea5t ng\u1edd c\u00f3 th\u1ec3 x\u1ea3y ra trong t\u01b0\u01a1ng lai. C\u00f3 3 ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ec3 l\u00e0m gi\u1ea3m thi\u1ec3u r\u1ee7i ro l\u00e0:<\/p>\n

    \n
  • Tr\u00e1nh r\u1ee7i ro: \u0110i\u1ec1u t\u1ed1t nh\u1ea5t b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m v\u1edbi r\u1ee7i ro l\u00e0 tr\u00e1nh n\u00f3. N\u1ebfu b\u1ea1n c\u00f3 th\u1ec3 ng\u0103n ch\u1eb7n \u0111i\u1ec1u \u0111\u00f3 x\u1ea3y ra th\u00ec th\u1eadt s\u1ef1 tuy\u1ec7t v\u1eddi \u0111\u1ec3 tranh g\u1eb7p ph\u1ea3i nh\u1eefng h\u1eadu qu\u1ea3 kh\u00f4ng mong mu\u1ed1n.<\/li>\n
  • Gi\u1ea3m thi\u1ec3u r\u1ee7i ro: N\u1ebfu c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c r\u1ee7i ro \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c b\u1ea1n c\u00f3 th\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 h\u00e0nh \u0111\u1ed9ng g\u00e2y ra \u00edt thi\u1ec7t h\u1ea1i cho d\u1ef1 \u00e1n c\u1ee7a b\u1ea1n nh\u1ea5t c\u00f3 th\u1ec3.<\/li>\n
  • Chuy\u1ec3n r\u1ee7i ro: M\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi r\u1ee7i ro l\u00e0 tr\u1ea3 ti\u1ec1n cho ng\u01b0\u1eddi kh\u00e1c \u0111\u1ec3 ch\u1ea5p nh\u1eadn n\u00f3 cho b\u1ea1n. C\u00e1ch ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u1ec3 l\u00e0m \u0111i\u1ec1u n\u00e0y l\u00e0 mua b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n

    Tr\u00ean t\u1ea5t c\u1ea3, qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00e0 m\u1ed9t n\u1ed7 l\u1ef1c c\u1ee7a to\u00e0n th\u1ec3 c\u00f4ng ty v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c d\u1eabn d\u1eaft b\u1edfi ban gi\u00e1m \u0111\u1ed1c ho\u1eb7c c\u00e1c qu\u1ea3n l\u00fd c\u1ea5p cao. L\u1eddi khuy\u00ean c\u1ee7a chuy\u00ean gia l\u00e0 h\u00e3y t\u1eadn d\u1ee5ng s\u1ee9c m\u1ea1nh c\u1ee7a c\u00e1c ph\u1ea7n m\u1ec1m qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro.<\/p>\n

    Anh\/ ch\u1ecb vui l\u00f2ng \u0111\u1ec3 l\u1ea1i email n\u1ebfu c\u00f3 nhu c\u1ea7u t\u00ecm hi\u1ec3u th\u00eam c\u00e1c th\u00f4ng tin v\u1ec1 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p tr\u00ean Th\u1ebf gi\u1edbi v\u00e0 Vi\u1ec7t Nam!
    \n<\/em><\/strong><\/p>\n